How to check a lender’s NCR registration

Get the lender’s details

Ask for the credit provider’s legal name and NCRCP registration number. The National Credit Regulator recommends checking that the number belongs to the provider making the offer.

A logo or a number on a website is only a starting point. Keep the business name and number together when you check.

Use the official register

Open the NCR’s register and choose Credit Provider → Registered. Compare the registered name, trading name and registration number with the details you were given.

The register also lists cancelled and lapsed registrations. Make sure you are looking at the current registered category, not simply a matching name somewhere on the site.

Open the official NCR register →

Check before sharing information

Fraudsters can copy a real lender’s registration details. If anything differs, pause and verify the offer through an independently checked contact channel.

Registration is a business check, not a promise that a loan is suitable or that you will be approved. Read the actual quote and agreement before making a decision.