100% free
to use
Qivo charges no fee to compare your options. If you take out a loan, the lender’s interest and fees apply.
Qivo. Qivo.One short form. Loan options to explore. Your choice.
Qivo charges no fee to compare your options. If you take out a loan, the lender’s interest and fees apply.
Our partner policy: we will only work with credit providers registered with the National Credit Regulator.
Choose an amount and answer a few questions to help narrow your options.
Compare available options based on your answers. A match is not a loan approval.
Continue with your chosen lender to complete its application and checks.
A short checklist for comparing the amount you receive with the full amount you repay.
Read guideCheck the business behind an offer, not just a registration number printed in an advert.
Read guideRecognise the upfront-payment warning sign before sending money to release a promised loan.
Read guideNo. Qivo is a comparison service, not a credit provider. Loan matching is not open yet.
No. Only a lender can approve an application, after its own checks.
This form does not run a credit check. Applying to a lender may involve checks; review its process before continuing.
Choose an amount on the home page, provide your email and mobile number in the calculator, then select your employment and income range. A mobile number and email address are required to continue through the form. These contacts stay only in page memory while applications are closed. No ID or bank documents are requested here.
Not finding an option is not a rejection by every lender. Review your answers and only provide accurate information.
No. Exploring options does not commit you to borrowing.